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Credit Unions are community based local savings and loan schemes. Managed
and run by trained volunteers, credit unions offer people who live or
work in the area a chance to save regularly (by cash, standing order,
payroll deduction or at a collection point) and to borrow at a reasonable
rate of interest.
Credit unions can enable rural people to access financial services in
their own village as collection points can be set up wherever there is
the demand and enough volunteers to run them. The Community First Credit
Union team is here to help train people to run their own collection point
and to provide help, advice and guidance in getting the scheme up and
running.
There are five credit unions in Wiltshire and anyone who lives or works
in the county can join at least one of them. The credit unions are named
after the district they are based in. The local contact numbers are:
North Wilts CU 07790 717930
West Wilts CU 01225 704907
South Wilts CU 01722 421881
Kennet CU 01672 562666
Swindon CU 01793 522216
| Kennet |
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Christ Church (Parlour), New Road, Marlborough
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Tues 11 - 12
2nd & 4th Tues of Month |
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The PACT Centre, 16 High Street, Pewsey |
Friday 5.30 - 6.30 |
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The PACT Centre, 16 High Street, Pewsey |
Tues 3 - 4 |
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Community First, Devizes |
Last Thurs of the month 10-10.30 |
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| North Wilts |
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CAB, 21 High Street, Calne |
Mon 9.30 - 11.30 |
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Sat 10 - 11 |
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Croft Coffee Shop, next to St Bartholomew's Church, Wootton Bassett
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Tues 10.15 - 11.15 |
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Arnold House, TIC, Corsham |
Tues & Sat 10.30 - 11.30 |
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North Wilts Credit Union Shop, Redlands |
Tues, Wed & Thurs 11 to 1 |
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Town Council Offices, Cricklade |
Thurs 10 - 11 |
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| West Wilts |
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United Church, Melksham, opposite LTSB |
Fri 10.30 - 1 |
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TARA, Studley Green, Trowbridge |
Mon 3 - 4 |
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The Cabin, Seymour Road, Trowbridge |
Wed 3 - 4 |
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United Church, George Street, Warminster |
Wed 10 - 12 |
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Wiltshire College, Westbury |
Fri 10 - 11.30 |
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Trinity Church Hall, Church Street, Bradford on Avon |
Thurs 10.30-12 |
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| South Wilts |
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33 Brown Street, Salisbury |
Tues 10 - 12 |
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Salisbury Library |
Sat 10 - 12 |
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Springs Resturant, Salisbury District Hospital |
Wed 12 - 2 |
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Bemerton Heath Neighbourhood Centre |
Drop in session |
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Amesbury Library |
Fri 10 - 12 |
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| Swindon |
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Cavendish Square, Park South, Swindon |
Mon-Sat 10-12 Wed closed |
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Clive Parade, Cricklade Road, Swindon |
Wed 10-12 Sat 11-12 |
Credit unions are not just a ‘poor person’s bank’ –
they need savers and people on higher incomes too because they rely on
income from interest to pay their running costs. Interest rates on loans varies across the county depending on the amount you wish to borrow. There are no early repayment penalties and
you only pay interest on what you owe
If you are an employer, we can help you offer the benefit of credit union
services to your employees via payroll deduction.
We are working to introduce a budgeting service that will help people
who have built up too many debts so get in touch if you know someone who
might benefit from this.
Invest in your community; join the credit union and let those who most
need to know into one of our best kept secrets by spreading the word.
Did you know that credit unions can help you manage your money and make
it go further? Follow here to find out about budget
accounts and money management schemes.
Follow the links below to download appropriate forms.
Membership (pdf file - 12kb)
Credit Union Loan
Application (pdf file - 13kb)
Withdrawal
of Shares (pdf file - 9kb)
Follow this link to download the six month progress report - October 2008. (PDF File - 289kb)
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