Community First has successfully worked to develop and offer a cost saving Group Insurance Scheme to eligible local councils, both within and outside of Wiltshire.

The Scheme is underwritten by Zurich Municipal, a leading provider of insurance to Britain’s public services, and has been tailored specifically to be of real benefit to local councils.

Benefits of insuring your council under the Community First Scheme include:

• Group discounted premiums
• A policy specifically tailored to the unique needs of local councils
• Over 40 years experience of community development work including working directly with parish and town councils
• A policy underwritten by a leading insurance provider with considerable experience in the public and voluntary sectors
• Bespoke risk management advice and support
• Direct access to a dedicated advisor

We offer a wide range of insurance options and policies can be tailored to meet the individual requirements of each council.

Standard Cover

We offer a standard package of cover that is available at a fixed, discounted premium. The standard package includes the following:

• All risks cover for office contents (Clerk’s home) – sum insured £2,500
• Computer reinstatement of lost data – sum insured £500
• Employers liability (Clerk) – sum insured £10 million
• Public liability – sum insured £5 million
• Personal accident (Clerk and Members) – capital benefit £20,000, weekly benefit £25
• Fidelity guarantee – sum insured £12,000
• Corporate legal protection – sum insured £100,000

Optional Extras to Standard Cover

As well as the standard package of cover, various options are available which allow each policy to be individually tailored according to local requirements. Optional extras available on this scheme include:

• Employers liability for additional employees – sum insured £10 million
• Additional public liability to cover play grounds – sum insured £5 million
• Libel and slander – sum insured £250,000
• Money cover
• Property damage cover – ‘all risks’ and ‘impact only’ for street furniture and other assets
• Material damage cover for buildings
• Fidelity guarantee – increase sum insured
• Additional liability to cover fetes, bonfires and other events
• Additional liability to cover skate parks and bike ramps
• Public liability – increase sum insured
• Councillors Group Legal Protection – covering Standards Board investigations

For further information, or to receive a no obligation quote, please contact Jess Emery at the contact details shown.

Follow this link to download the end of year progress report - October 2009. (PDF File - 300kb)